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*Your rate is determined by your credit bureau history (the better your credit, the better your rate) and down payment/value of the collateral. Check with a loan officer to determine your rate. Rates are subject to change daily. See home page for special promotional rates. For a $15,000 auto loan with a term of 60 months and 3.45% APR, the monthly payment will be $273. Rates, terms, and conditions subject to change and may vary based on qualifications, including creditworthiness and loan-to-value ratio, as well as age and mileage of the vehicle. All loans subject to approval. Term will vary based on loan amount, 72 month term requires loan amount of $10,000 and 84-month term requires loan amount of $20,000.  Some special offers are available on new loans only. Not all borrowers will qualify for the same rate. Rates are based on the borrower’s creditworthiness, which includes factors such as debt ratio and credit history. Other restrictions may apply. See credit union for full details. Some offers will end without notice and are available for a limited time offer.   Federally insured by the NCUA.

**Rate is set based on creditworthiness as already stated but we do calculate minimum payment based off balance of line each month or a minimum payment of $25/mo. OD Transfer fee of $5 does apply per transaction.  No participation fees.

Mortgage Rates:  Due to current market conditions, mortgage rates may change throughout the day. The rates below may not reflect the most recent changes.  We are experiencing a high number of mortgage inquiries, so it may take longer than usual for your call to be answered or for us to reply by email. Please be patient and know that we will respond to you as soon as possible.  Thank you in advance for your patience.


*Iowa mortgage loans only. Payments do not include amounts for taxes and insurance premiums, if applicable, and the actual payment obligation will be greater.  Home Equity Lines of Credit are variable and subject to change.  The rate will be the Prime Rate as published in the Wall Street Journal.

*Annual Percentage Rate.  Annual Percentage Yield.  Dividends are compounded and paid monthly, based upon your average daily balance. Fees could reduce the earnings on the account. To earn the stated APY basic shares need average daily balance of $100.00 or more and share draft/checking needs average daily balance of $500.00 or more. Rates are subject to change at any time.

*Annual Percentage Yield.  A member may make up to six (6) free withdrawals a month from their Money Market account. If six (6) withdrawals are exceeded a fee will apply to each transaction over six (6), please refer to current Rate and Fee Schedule for further information. No more than six (6) preauthorized, automatic or telephone transfers may be made from this account to another account of yours or to a third party in any month, and no more than three (3) of these six (6) can be made to a 3rd party. Rates are subject to change monthly. Minimum balance required of $10,000 to earn dividend. Fees could reduce the earnings on the account.

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