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Deposit Rates

Deposit Rates

Deposit Account Rates As of 03-15-2024

Deposit Account Rates As of 7-31-2023

Type of Account

APR*

APY*

Avg Daily Balance

Basic, Secondary, Kid's, and Holiday Shares Average Daily Balance

0.05%

0.10%

0.15%

0.05%

0.10%

0.15%

$100-$4,999.99

$5,000-$9,999.99

$10,000-over

IRA Shares

0.20%

0.20%

$0

Share Draft/Checking

0.05%

0.05%

$500

*Annual Percentage Rate.  Annual Percentage Yield.  Dividends are compounded and paid monthly, based upon your average daily balance. Fees could reduce the earnings on the account. To earn the stated APY basic shares need average daily balance of $100.00 or more and share draft/checking needs average daily balance of $500.00 or more. Rates are subject to change at any time.

money market rates as of 03-15-2024

money market rates as of 7-31-2023

Money Market Share Account

Rate

APY*

$10,000 – $24,999

0.35%

0.35%

$25,000 – $49,999

0.40%

0.40%

$50,000 – $999,999

0.45%

0.45%

$100,000+

0.55%

0.55%

*Annual Percentage Yield.  A member may make up to six (6) free withdrawals a month from their Money Market account. If six (6) withdrawals are exceeded a fee will apply to each transaction over six (6), please refer to current Rate and Fee Schedule for further information. No more than six (6) preauthorized, automatic or telephone transfers may be made from this account to another account of yours or to a third party in any month, and no more than three (3) of these six (6) can be made to a 3rd party. Rates are subject to change monthly. Minimum balance required of $10,000 to earn dividend. Fees could reduce the earnings on the account.

certificate rates as of 03-15-2024

Certificate Rates of Of 12-01-2023 

Share Certificates

Minimum Balance

Dividend Rate

APY*

Term

6-month

$500

0.25%

0.25%

6

12-month

$500

0.35%

0.35%

12

18-month

$500

0.40%

0.41%

18

24-month

$500

0.50%

0.51%

24

36-month

$500

0.60%

0.61%

36

19-month

$2,500**

4.84%

4.95%

19

25-month

$2,500**

4.51%

4.60%

25

*Annual Percentage Yield.  Rates are for both Share Certificates and IRA Share Certificates. Dividends are compounded and paid last calendar day of month and on maturity. We may impose a penalty if you withdraw any of the principal before the maturity date. Minimum opening deposit is $500.00 for regular certificates. IRA Share Certificates are a minimum opening deposit of $1000.00. Rates are subject to change daily. The Dividend Rate and Annual Percentage Yield are fixed and will be in effect for the term of the account.

**Rates, terms and accounts are for members only.   Minimum deposit of $2,500 required. Penalty for early withdrawal. Rates, terms and accounts are for members only. Insured by NCUA up to $250,000.

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