Auto Loans Center - Midland Credit Union

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Unlock the Road to Your New (or Used) Vehicle with Our Auto Loans

Welcome to our Credit Union, serving members across Iowa. If you’re dreaming of a new or used vehicle, our competitive auto loans are designed with you in mind, featuring flexible terms, and a range of member-centric benefits to put you in the driver’s seat, fast.

Why Choose Midland Credit Union for Your Auto Loan?

Embark on your next adventure with confidence. Apply for an auto loan today, and let’s turn your car buying journey into a reality.

Your journey begins here, with us – where members always come first.

Competitive Rates: Enjoy some of the most competitive rates on both new and used vehicles, designed to keep your payments affordable. View our current auto loan rates here.
Flexible Terms: Tailor your loan to fit your life with our flexible term options.
Pre-Approval Advantage: Get pre-approved before you shop. Applying for pre-approval gives you the bargaining power of a cash buyer and a clearer budget to shop within.
Convenient E-Signature: With OneSpanSign, complete your loan documents securely and conveniently from anywhere, saving you time and hassle.
Debt Protection Plans: Safeguard your family, your new asset, and your credit score. Our loan officers can guide you through the debt protection plans available, tailored to provide peace of mind.
Extra Protection for Your Vehicle: Ask about Guaranteed Asset Protection (GAP) and Mechanical Breakdown Coverage (MBC) to protect your investment. Plus, get a quote to see how much you could save. Save on Car Insurance: Members can access exclusive savings on car insurance through TruStage, enhancing the value of your auto loan with us.
Save on Car Insurance: Members can access exclusive savings on car insurance through TruStage, enhancing the value of your auto loan with us.

Save money by refinancing your auto loan from another!

Flexible terms available
Apply to get pre-approval available before you buy
Electronic signature is available
Protect your family, your asset and credit score by taking advantage of one of our debt protection plans. Talk with your loan officer for more detail
Financing at dealership available by telling your dealer to use your credit union
Guaranteed Asset Protection (GAP) and/or Mechanical Breakdown Coverage (MBC). Request a quote.
Save on Car Insurance with TruStage

Get pre-approved before you start shopping or purchase your next auto!

Find the perfect car, truck, SUV or motorcycle. Review photos, specs, and pricing.

Choose from multiple dealers online. No need to run around town searching dealer inventories.

Estimate the value of your trade-in. Find out how much you can expect to receive for your trade-in.

For low rates and payments, apply to get pre-approved for a loan today. Apply in person or online before you start shopping, and you’ll have everything you need for an easy and affordable car buying experience.

*APR = Annual Percentage Rate. Rates, terms, and conditions are subject to change without notice. APR is based on creditworthiness and may vary. All loans are subject to approval; not all borrowers will qualify for the lowest rate. Vehicle age, mileage, loan amount, and term may affect rate and eligibility. Example: A $10,000 auto loan for 36 months at 4.10% APR has a monthly payment of $295.71. Extended terms require minimum loan amounts. Additional restrictions may apply. See credit union for complete details and current promotional offers. Federally insured by NCUA. Equal Housing Opportunity.

For more details, call a loan officer at 515-645-9334 or Apply Online