Build your credit, harness the purchasing power of MasterCard®, and enjoy competitive rates and local service with a Midland Credit Union MasterCard.
Applications for these card options will no longer be available after 9/25.
At 6:01 AM on 10/12, both of these card options will be deactivated. Please contact us at (515) 278-1994 if you have questions.
10/12 at 6:01 AM – NEW Cards will be activated and available for new applications.
10/12 at 6:01 AM – NEW Cards will be activated and available for new applications.
Experience the Midland Difference and save money with our low-rate MasterCard! For more details, call a loan officer at 515-645-9334 or Apply Online.
What’s new?
What’s staying the same?
What’s discontinued?
Note: This service will end on 10/11/23 at 12:00 p.m.
MyCardInfo is a FREE service that allows you access to your credit card account 24 hours a day, seven days a week. This added service allows you to keep track of all your credit card activity.
With MyCardInfo You can:
Enroll in MyCardInfo today!
Note: This service will end on 10/11/23 at 12:00 p.m.
Start protecting your credit card by signing up to receive transaction alerts. You can choose to receive a text message or email when your card is used for specific transaction types or dollar amounts:
You may change your alert preferences at any time.
Register in MyCardAlerts today!
Interest Rates & Charges | MasterCard Classic | MasterCard Gold |
Annual Percentage Rate (APR) for Purchases | 12.9% APR | 9.9 APR% |
APR For Balance Transfers | 12.9% APR | 9.9 APR% |
APR For Cash Advance | 12.9% APR | 9.9 APR% |
How to Avoid Paying Interest on Purchases: Your due date is at least 25 days after the close of each billing cycle. We will not charge you any interest on purchases if you pay your entire balance by the due date each month.
Minimum Interest Charge: If you are charged interest, there is not a minimum interest charge.
Annual Fees | None |
Balance Transfer Fees | None |
Cash Advance Fee | $5 for advances at an ATM |
Foreign Transactions Fee | 1% of each multiple currency transaction in U.S. dollars and 1% of each single currency transaction in U.S. dollars |
Late Payment Fee | $15 |
Return Payment Fee | $31 |
Annual Fees | None |
Balance Transfer Fees | None |
Cash Advance Fee | $5 for advances at an ATM |
Foreign Transactions Fee | 1% of each multiple currency transaction in U.S. dollars and 1% of each single currency transaction in U.S. dollars |
Late Payment Fee | $15 |
Return Payment Fee | $31 |
How to Avoid Paying Interest on Purchases: Your due date is at least 25 days after the close of each billing cycle. We will not charge you any interest on purchases if you pay your entire balance by the due date each month.
Minimum Interest Charge: If you are charged interest, there is not a minimum interest charge.
2891 106th Street Urbandale, IA 50322
1225 Copper Creek Drive, Ste. M Pleasant Hill, IA 50327
3007 Oxbow Court SW Bondurant, IA 50035
© 2023 Midland Credit Union. All Rights Reserved.
2891 106th Street Urbandale, IA 50322
1225 Copper Creek Drive, Ste. M Pleasant Hill, IA 50327
3007 Oxbow Court SW Bondurant, IA 50035
© 2023 Midland Credit Union. All Rights Reserved.
