Mortgage Loan

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Explore Home loan Solutions with Midland Credit Union in Iowa

Embark on your homebuying journey with confidence, backed by the comprehensive mortgage solutions offered at Midland Credit Union. Serving a wide range of counties in Iowa, we’re dedicated to providing our members with not just a loan, but a pathway to home ownership that’s aligned with their dreams and financial goals. From the bustling streets of Des Moines to the serene landscapes of Shelby and beyond, discover how our tailored mortgage options can help you plant roots in the community you love.

Mortgage Offerings

Fixed-Rate Mortgages: Enjoy the stability and peace of mind that comes with a fixed interest rate throughout the life of your loan. Perfect for members who plan on making their new house a long-term home, our fixed-rate mortgages offer predictable monthly payments, making budgeting simpler and stress-free.
Adjustable-Rate Mortgages (ARMs): Ideal for members looking for lower initial monthly payments, our ARMs provide flexibility with interest rates that adjust over time. This option can be particularly appealing if you plan on moving or refinancing in the near future.
Veterans Affairs (VA) Fixed-Rate Mortgages: Honoring those who have served our country, we offer VA Fixed-Rate Mortgages with favorable terms to eligible veterans, active-duty service members, and their families. These loans often come with the benefit of no down payment, no private mortgage insurance, and competitive interest rates.
Iowa Finance Authority (IFA) Fixed-Rate Mortgages: Aimed at first-time homebuyers and others meeting IFA criteria, these loans offer attractive rates and terms to make home ownership more accessible. With options for down payment and closing cost assistance, IFA mortgages can be a great stepping stone to owning your first home.

Why Midland Credit Union?

Local Expertise: As an Iowa-based credit union, our deep understanding of the local real estate market translates into personalized, knowledgeable service for our members.
Member-Centric Approach: We put our members first, always. This means transparent advice, competitive rates, and a commitment to finding the best mortgage solution for you.
Community Focus: We’re more than just a credit union; we’re a community. By choosing us for your mortgage needs, you’re not just getting a lender—you’re gaining a partner dedicated to your financial success and the prosperity of our communities.

Begin Your Homebuying Journey Today

Ready to take the first step towards home ownership? Whether you’re eyeing a fixed-rate mortgage for its stability, considering the flexibility of an ARM, looking into the benefits of a VA loan, or exploring IFA options, Midland Credit Union is here to guide you every step of the way.

Mortgage Loan

Mark is ready to help you with your mortgage lending needs! Midland has a variety of mortgage loan options, and we will help you determine which loan option is best for you!

New Mortgage Loan – own rather than rent. We make the process easy!
Mortgage Refinance – now might the time to refinance and save!
Fixed-Rate Mortgage Loan – the interest rate is set when you take out the loan and will not change.
Adjustable-Rate Mortgage Loan – the interest rate may go up or down.
Shorter-Term Fixed Mortgage Loan – offers a shorter term with a fixed interest rate.

Please email, call, text, or click the Apply Now button to start the process today!