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A MESSAGE FROM THE CEO: Your Money is Safe with Us!

Your money is safe with us.

Recently people were shocked by the seemingly overnight collapse of two of the larger banks in this country. Silicon Valley Bank (SVB) in California and Signature Bank in New York were shuttered by their respective state regulators and put into receivership by the FDIC.

We want to assure our members and potential members that Midland Credit Union is a financially sound institution well-positioned for future growth and give you some insight into how we protect your money.

Strong Financial Structure

Midland’s net worth ratio is over 10% meaning that we are considered well-capitalized by financial industry standards.  This strong structure is evidenced by the continuously high ratings we receive from state and federal regulatory agencies that focus on capital adequacy, asset quality, management, earnings, liquidity/asset-liability management, and sensitivity to rates and local/national economic events.

NCUA Deposit Insurance

We are federally insured by the National Credit Union Administration (NCUA). This means at least $250,000 per individual depositor is insured by the National Credit Union Share Insurance Fund. 

NCUA Chairman Todd M. Harper stated in a news release Monday, March 13th, “As always, the NCUA is committed to the protection of credit union members and the safety and soundness of the credit union system overall.  No one has ever lost a single penny of insured share deposits within the credit union system.”

Learn more about the National Credit Union Share Insurance Fund coverage at

Our Commitment to You

As a member-owned financial cooperative since 1933, all our decisions are made with our member-owners in mind.  We are committed and will remain committed to the successful financial future of our members and credit union.  Thank you for choosing Midland Credit Union as your financial partner!

Randy Hass

CEO, Midland Credit Union