Home Equity Line of Credit

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Home Equity Loan & Home Equity Line of Credit

Unlock You Home's Potential with Midland Credit Union's HELOC in Iowa

Transform your home into a gateway of possibilities with Midland Credit Union’s Home Equity Line of Credit (HELOC). Serving proud homeowners across Iowa, we’re here to bring your dreams to life with flexibility, great rates, and unmatched service.

Why Chose Midland Credit Union for your HELOC?

Great Rates, Greater Possibilities: Unlock competitive rates with our HELOC and turn your home equity into a flexible funding source for renovations, education, debt consolidation, or any of life’s significant expenses.
Tailored Solutions: Every homeowner’s needs are unique. That’s why we offer customized credit lines that fit your financial scenario and goals, ensuring you have the resources you need when you need them.
Unmatched Service: At Midland Credit Union, you’re not just a number; you’re part of our community. We pride ourselves on providing personalized service to each member, guiding you through every step of the HELOC process with clarity and care.
Seamless Access: With our HELOC, accessing your funds is easy and efficient. Whether you’re funding a large project or preparing for unexpected expenses, your line of credit is available when you need it.
Supporting Local Homeowners: As a credit union dedicated to serving Iowa’s communities, we understand the value of home and family. We’re committed to supporting our members’ financial wellness and community growth.

Ready to Tap Into Your Home's Equity?

Use the equity in your home to get the cash you need for just about anything!

Home Improvements
Vacations
College Tuition
Wedding
Debt Consolidation
Much More!

Meet Baylie

Baylie is ready to help you with your home equity needs! Midland has a variety of home equity options, and we will help you determine which loan option is best for you!

Home Equity Loan – borrow from the money already invested in your home, and the funds can be used for just about anything; vacations, remodeling, college tuition, wedding expenses, or whatever life brings your way.
Home Equity Line of Credit– similar to a Home Equity Loan, but funds are distributed when you need them rather than in one lump sum.

Consider a Home Equity Line of Credit or Home Equity Loan for whatever expenses life brings your way!

	Home Equity Loan	Home Equity Line of Credit
Adjustable interest rate		X
Fixed interest rate	X
Fixed monthly payment	X
Cash available at closing	X-Lump sum only	X-Up to available credit limit
Draw money as you need it		X
No annual fee	X	X
No Prepayment Penalty	X	X
	Apply Online	Apply Online

*Federally insured by the NCUA. Equal Housing Lender.