*Your rate is determined by your credit bureau history (the better your credit, the better your rate) and down payment/value of the collateral. Check with a loan officer to determine your rate. Rates are subject to change daily. See home page for special promotional rates. For a $15,000 auto loan with a term of 60 months and 5.40% APR, the monthly payment will be $286. Rates, terms, and conditions subject to change and may vary based on qualifications, including creditworthiness and loan-to-value ratio, as well as age and mileage of the vehicle. All loans subject to approval. Term will vary based on loan amount, 64 month term requires loan amount greater than $10,000 and 76 month term requires loan amount greater than $20,000.  Some special offers are available on new loans only. Not all borrowers will qualify for the same rate. Rates are based on the borrower’s creditworthiness, which includes factors such as debt ratio and credit history. Other restrictions may apply. See credit union for full details. Some offers will end without notice and are available for a limited time offer.   Federally insured by the NCUA.

**Rate is set based on creditworthiness as already stated but we do calculate minimum payment based off balance of line each month or a minimum payment of $25/mo. OD Transfer fee of $5 does apply per transaction.  No participation fees.