Calculators
Bethany Clary on February 8, 2022
Calculators
Calculators
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For your convenience, we provide several online calculators to assist you in your financial planning.
Bethany Clary on February 8, 2022
For your convenience, we provide several online calculators to assist you in your financial planning.
Bethany Clary on February 7, 2022
Experience the Midland Difference and save money with our low-rate MasterCard! For more details, call a loan officer at 515-645-9334 or Apply Online.
What’s new?
What’s staying the same?
What’s discontinued?
What’s a mobile wallet?
How do I use a mobile wallet?
Interest Rates & Interest Charges | MasterCard Rewards | MasterCard Savvy |
Annual Percentage Rate (APR) for Purchases | 12.9% APR | 9.9% APR |
APR For Balance Transfers | 12.9% APR | 9.9% APR |
APR For Cash Advance | 12.9% APR | 9.9% APR |
How to Avoid Paying Interest on Purchases | Your due date is at least 25 days after the close of each billing cycle. We will not charge you any interest on purchases if you pay your entire balance by the due date each month. |
Minimum Interest Charge | If you are charged interest, there is no minimum interest charge. |
For Credit Card Tips from the Consumer Financial Protection Bureau | To learn more about factors to consider when applying for or using a credit card, visit the website of the Consumer Financial Protection Bureau at: http://www.consumerfinance.gov/learnmore |
Annual Fees | None |
Balance Transfer Fees | None |
Cash Advance Fee | $5 for advances at an ATM |
Foreign Transactions Fee | 1% of each multiple currency transaction in U.S. dollars and 1% of each single currency transaction in U.S. dollars |
Late Payment Fee | $15 |
Return Payment Fee | $31 |
How we will calculate your balance: We use the method called “average daily balance (including new purchases).”
Billing Rights: Information on your rights to dispute transactions and how to exercise those rights is provided in your account agreement.
OTHER DISCLOSURES:
Late Payment: Up to $15 of the amount of the required minimum payment, whichever is less, if we do not receive your payment by the due date listed on your billing statement.
Returned Payment: Up to $31 or the amount of the required minimum payment, whichever is less.
Rates, fees, and terms may change: Subject to the applicable restrictions, we may change the rates, fees, and terms of your account at any time for any reason. These reasons may be based on information in your credit report, such as your failure to make payments to other creditors when due, amounts owed to other creditors, the number of credit accounts outstanding or the number of credit inquiries. These reasons may also include competitive or market-related factors. If we make a change for any of these reasons, you will receive a 45-day notice in writing and a right to opt out in accordance with applicable law.
Bethany Clary on February 7, 2022
We have a partnership with Community Business Lenders to service our members’ business loan needs. Loans that are under $50,000 will be kept in-house; however, those over $50,000 will be completed using our partnership.
Note: Our office cannot check your loan status or help with questions about completing the application – please contact SBA’s Customer Service Center.
Note: Our office is not part of the Paycheck Protection Program – please go to https://www.sba.gov/funding-programs/loans/coronavirus-relief-options/paycheck-protection-program-ppp.
If you have any additional questions regarding a business loan, call one of our loan officers at 515-645-9334 today!
Bethany Clary on February 7, 2022
We work with Iowa Student Loan* to offer private loans to help you pay for college as well as refinance existing student loans.
The Partnership Advance Education Loan and College Family Loan were created to help you pay college costs while you or your student is in school.
The Reset Refinance Loan can help you simplify repayment or pay lower interest costs on existing student loans after college.
Take advantage of their free college planning tools to learn more about preparing for and paying for college.
* These loans are subject to credit approval. Midland Credit Union is compensated by Iowa Student Loan for the referral of student loans.
We work with Iowa Student Loan* to offer private loans to help you pay for college as well as refinance existing student loans.
The Partnership Advance Education Loan and College Family Loan were created to help you pay college costs while you are or your student is in school.
The Reset Refinance Loan can help you simplify repayment or pay lower interest costs on existing student loans after college.
Take advantage of their free college planning tools to learn more about preparing for and paying for college.
* These loans are subject to credit approval. Midland Credit Union is compensated by Iowa Student Loan for the referral of student loans.
Bethany Clary on February 7, 2022
Save money by refinancing your auto loan from another!
Your next vehicle is just a click away, begin shopping now.
Get pre-approved before you start shopping or purchase your next auto!
For low rates and payments, apply to get pre-approved for a loan today. Apply in person or online before you start shopping, and you’ll have everything you need for an easy and affordable car buying experience.
For more details, call a loan officer at 515-645-9334 or
Bethany Clary on February 7, 2022
Use the equity in your home to get the cash you need for just about anything!
Home Equity Loan | Home Equity Line of Credit | |
Adjustable interest rate | X | |
Fixed interest rate | X | |
Fixed monthly payment | X | |
Cash available at closing | X - Lump sum only | X - Up to available credit limit |
Draw money as you need it | X | |
No Annual Fee | X | X |
No Prepayment Penalty | X | X | Apply Online | Apply Online |
*Federally insured by the NCUA. Equal Housing Lender.
Bethany Clary on February 7, 2022
Audrey is ready to help you with your mortgage lending needs! Midland has a variety of mortgage loan options, and we will help you determine which loan option is best for you!
Please email, call, text, or click the Apply Now button to start the process today!
Retail Service Manager NMLS# 1773786
Audrey is ready to help you with your mortgage lending needs! Midland has a variety of mortgage loan options, and we will help you determine which loan option is best for you!
Please email, call, text, or click the Apply Now button to start the process today!
Retail Service Manager NMLS# 1773786
2891 106th Street Urbandale, IA 50322
1225 Copper Creek Drive, Ste. M Pleasant Hill, IA 50327
3007 Oxbow Court SW Bondurant, IA 50035
© 2024 Midland Credit Union. All Rights Reserved.
2891 106th Street Urbandale, IA 50322
1225 Copper Creek Drive, Ste. M Pleasant Hill, IA 50327
3007 Oxbow Court SW Bondurant, IA 50035
© 2024 Midland Credit Union. All Rights Reserved.