Build your credit, harness the purchasing power of MasterCard®, and enjoy the competitive rates and local service with a Midland Credit Union MasterCard. Both the MasterCard Classic and Gold offer the following benefits:
Experience the Midland Difference and save money with our low rate MasterCard!
online credit card access
MyCardInfo is a FREE service that allows you access to your credit card account 24 hours a day, seven days a week. This added service allows you to keep track of all your credit card activity.
With MyCardInfo You can:
Enroll in MyCardInfo today!
Start protecting your credit card by signing up to receive transaction alerts. You can choose to receive a text message or email when your card is used for specific transaction types or dollar amounts:
You may change your alert preferences at any time.
Register in MyCardAlerts today!
Interest Rates & Charges
Annual Percentage Rate (APR) for Purchases
APR For Balance Transfers
APR For Cash Advance
How to Avoid Paying Interest on Purchases: Your due date is at least 25 days after the close of each billing cycle. We will not charge you any interest on purchases if you pay your entire balance by the due date each month.
Minimum Interest Charge: If you are charged interest, there is not a minimum interest charge.
Balance Transfer Fees
Cash Advance Fee
$5 for advances at an ATM
Foreign Transactions Fee
1% of each multiple currency transaction in U.S. dollars and .80% of each single currency transaction in U.S. dollars
Late Payment Fee
Return Payment Fee