Certificates of Deposit (CDs)

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Looking for a safe, reliable way to grow your savings? A Certificate of Deposit (CD) offers a guaranteed rate and predictable growth, so you can save with confidence.

How CDs Work

With a CD, you deposit your money for a set period of time and earn a fixed interest rate for the entire term. The longer the term, the more your savings can grow.

Why Open a CD?

Earn higher rates than a traditional savings account
Enjoy steady, predictable returns
Choose from multiple term options
NCUA-insured for added peace of mind (up to $250,000)

Getting Started Is Easy

You can open a CD:

In person at any Midland Credit Union branch
By phone with a Member Service Representative
Online through online banking / mobile banking

Ready to Start Saving Smarter?

A CD is a great option for money you don’t need immediate access to and want to put to work.